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What is the relationship between tax debt and Chapter 7?

Last week this blog discussed the extremely narrow circumstances in which a debtor in Long Island could seek to have his or her student loans ...

Can student loan debt be discharged through bankruptcy?

Student loan debt is a hot issue in today’s news, with some saying it has reached crisis levels. Many college graduates in Long Island needed ...

Credit card debt settlement may be an option for some debtors

Some residents of Long Island may find that using a credit card is very tempting. After all, not only do credit cards allow individuals to ...

Foreclosure activity going down in the U.S., report claims

The Great Recession took its toll on individuals in New York and across the country. The housing industry was especially hit hard, with individuals finding ...

When will a bankruptcy discharge take place?

The ultimate goal of any individual in New York who is filing for bankruptcy is to have his or her debts discharged. In general, a ...

Are there any options if one is facing foreclosure?

Although no homeowner wants to see their home foreclosed upon, some individuals in Long Island may be facing this prospect. Unfortunately, many instances of foreclosure ...

Secured cards could help Long Island residents after bankruptcy

Although some Long Island residents may understand that filing for bankruptcy can negatively affect their credit score, what they may not know is that it ...

Credit card debt settlement scams

It can be easy for New Yorkers to face a financial crisis. For many people, a simple setback can result in very serious financial consequences. ...

What behaviors are prohibited by the FDCPA?

When people fall behind on credit card debt, credit card companies can be quite aggressive in trying to collect that money. In some cases, they ...

Protecting your home from foreclosure

Each person’s home is extremely important to them. Not only does a home provide shelter, but often has high emotional value and contains many memories. ...